Author archive for somervillefs

  • MAKE IT A DATE

    Keeping your target retirement plans on track Most over-45s are not making plans to match their hopes for the future,…

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    Somerville Financial Services Ltd
  • PROTECTING YOUR ESTATE FOR FUTURE GENERATIONS

    Many individuals find the Inheritance Tax rules too complicated If you struggle to navigate the UK’s Inheritance Tax regime, you…

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    Somerville Financial Services Ltd
  • FINANCIAL FREEDOM

    Deciding what to do with pension savings – even if you’re still working It might seem like a far off…

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    Somerville Financial Services Ltd
  • 2018/19 TAX CHANGES

    New initiatives you need to know It’s important to consider the tax implications of making financial decisions. The 2018/19 tax…

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    Somerville Financial Services Ltd
  • RETIREMENT WEALTH

    What’s the right answer for you? The first increase in minimum automatic enrolment (AE) workplace pension contributions came into effect…

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    Somerville Financial Services Ltd
  • YOUR MONEY, YOUR CHOICE

    Supporting your future financial requirements You can pay into as many pension schemes as you want; it depends on how…

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    Somerville Financial Services Ltd
  • GENEROUS GRANDPARENTS

    The bank that likes to say ‘yes’ Forget the Lamborghini – 2.4 million UK grandparents have either raided their pension…

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    Somerville Financial Services Ltd
  • DIVERSIFICATION, DIVERSIFICATION, DIVERSIFICATION

    Portfolio building requires different characteristics to evaluate There are many ways to invest and different types of investments. But when…

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    Somerville Financial Services Ltd
  • ART OF BOND INVESTING

    Portfolio balancing, negating stock market volatility and lowering risk Bonds have historically been an alternative way to balance a portfolio and…

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    Somerville Financial Services Ltd
  • PENSION FREEDOMS

    Running out of money remains the biggest retirement fear for over-55s On 6 April 2015, the Government introduced ‘pension freedoms’, and…

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    Somerville Financial Services Ltd