Author archive for somervillefs

Keeping your target retirement plans on track Most over-45s are not making plans to match their hopes for the future,…

Many individuals find the Inheritance Tax rules too complicated If you struggle to navigate the UK’s Inheritance Tax regime, you…

Deciding what to do with pension savings – even if you’re still working It might seem like a far off…

New initiatives you need to know It’s important to consider the tax implications of making financial decisions. The 2018/19 tax…

What’s the right answer for you? The first increase in minimum automatic enrolment (AE) workplace pension contributions came into effect…

Supporting your future financial requirements You can pay into as many pension schemes as you want; it depends on how…

The bank that likes to say ‘yes’ Forget the Lamborghini – 2.4 million UK grandparents have either raided their pension…

Portfolio building requires different characteristics to evaluate There are many ways to invest and different types of investments. But when…

Portfolio balancing, negating stock market volatility and lowering risk Bonds have historically been an alternative way to balance a portfolio and…

Running out of money remains the biggest retirement fear for over-55s On 6 April 2015, the Government introduced ‘pension freedoms’, and…